You are more than welcome to see Dr Cutbush for a consultation if you are uninsured. Private health insurance does not contribute to consultation fees. You will receive a medicare rebate towards Dr Cutbush's consultation fees whether you are privately insured or not. Consultation fees.
Private health insurance covers the hospital and implant costs for surgery undertaken in a private hospital. For shoulder surgery these fees are typically between $10 000 to $20 000 for a procedure, more if it is surgery such as a shoulder replacement. Without private insurance these fees have to be paid by the patient. This underlines the value of having private insurance.
An option is to take out private health insurance and wait the 12-month waiting time for pre-existing conditions. Under Australian law patients are covered for a pre-existing condition once they have completed the 12 month waiting period in a health fund.
Dr Cutbush no longer has a significant appointment in the public hospital system.